Payment Information

SMARTAKO | Electronics, Cameras, Phones and More. offers a range of secure and convenient payment options to make your shopping experience as smooth as possible.

1. Accepted Payment Methods

You can pay for your order using any of the following methods:

• Visa
• Mastercard
• American Express
• Maestro
• Apple Pay
• Google Pay

All payments are processed in GBP (£).

2. Secure Payments

Your security is our priority. All transactions are encrypted and processed using industry-standard SSL (Secure Socket Layer) technology. We do not store any card details on our servers.

3. Klarna Payments

We offer Klarna as a flexible payment option at checkout. With Klarna, you can:

• Pay in 3 interest-free instalments
• Pay up to 30 days later

Subject to Klarna’s approval. Terms and conditions apply.

4. Payment Issues

If your payment is declined or you experience any issues during checkout, please ensure:

• Your billing address matches the card issuer’s records
• Your card is valid and has sufficient funds
• You enter the correct security details (CVV and 3D Secure information)

5. Refunds

Refunds for returned items will be processed back to your original payment method within 5–10 working days of receiving your return (after inspection/approval where applicable). If you paid using Klarna or PayPal, refunds will be handled through your account with them.

6. On-Sale Products

On-sale products may be subject to additional conditions, including limited-time availability and pricing changes. Where a product is marked as final sale or non-returnable, this will be stated on the product page or at checkout. Your statutory consumer rights remain unaffected.